{"id":689,"date":"2026-08-26T15:05:22","date_gmt":"2026-08-26T13:05:22","guid":{"rendered":"https:\/\/agora225.net\/?p=689"},"modified":"2026-08-26T15:05:25","modified_gmt":"2026-08-26T13:05:25","slug":"alerte-wave-cote-divoire-dans-le-collimateur-de-la-bceao-le-geant-bleu-refuse-t-il-linteroperabilite-pour-ne-pas-se-saborder","status":"publish","type":"post","link":"https:\/\/agora225.net\/index.php\/2026\/08\/26\/alerte-wave-cote-divoire-dans-le-collimateur-de-la-bceao-le-geant-bleu-refuse-t-il-linteroperabilite-pour-ne-pas-se-saborder\/","title":{"rendered":"ALERTE : Wave C\u00f4te d\u2019Ivoire dans le collimateur de la BCEAO ! Le g\u00e9ant bleu refuse-t-il l\u2019interop\u00e9rabilit\u00e9 pour ne pas se saborder ?"},"content":{"rendered":"\n

Abidjan<\/strong> \u2013 La guerre du mobile money en C\u00f4te d\u2019Ivoire vient d\u2019entrer dans une zone de turbulences in\u00e9dite. Alors que la BCEAO d\u00e9ploie \u00e0 marche forc\u00e9e son syst\u00e8me de paiement instantan\u00e9 interbancaire (PI-SPI) pour interconnecter enfin Orange Money, MTN MoMo, Moov et les banques, un acteur majeur fait de la r\u00e9sistance : Wave<\/em>

Pourtant, avec une base d’utilisateurs d\u00e9passant les 21 millions de personnes, l\u2019application bleue a conquis le c\u0153ur des Ivoiriens en cassant les frais de transfert et en bousculant les habitudes. Mais aujourd\u2019hui, ce mod\u00e8le se heurte \u00e0 un dilemme strat\u00e9gique majeur : l\u2019interop\u00e9rabilit\u00e9 totale.
Pourquoi ce mutisme? Selon nos informations, int\u00e9grer le PI-SPI, qui promet des transactions fluides et souvent gratuites entre tous les op\u00e9rateurs de la zone UEMOA, reviendrait pour Wave \u00e0 ouvrir grand les vannes de son march\u00e9 captif \u00e0 la concurrence, risquant de saper sa propre rentabilit\u00e9. La question qui f\u00e2che : pourquoi un client continuerait-il de payer un transfert via Wave si le m\u00eame service est quasi gratuit et instantan\u00e9 via le switch r\u00e9gional ?<\/p>\n\n\n\n

Cons\u00e9quence directe : sans la participation pleine et enti\u00e8re de Wave, la grande promesse d\u2019inclusion financi\u00e8re et de fluidit\u00e9 de la BCEAO reste un v\u0153u pieux. Entre pression r\u00e9glementaire et calculs \u00e9conomiques, l’op\u00e9rateur joue gros.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Mais dans cette bataille de titans, c\u2019est le peuple ivoirien, d\u2019Abidjan \u00e0 Odienn\u00e9, qui continue de payer les frais de cette guerre des tranch\u00e9es num\u00e9riques, coinc\u00e9 entre des applications qui ne se parlent pas.<\/p>\n\n\n\n

La r\u00e9daction d\u2019agora225.net<\/strong> garde l\u2019\u0153il ouvert et vous tiendra inform\u00e9s de la moindre \u00e9volution. La suite tr\u00e8s bient\u00f4t !<\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Abidjan \u2013 La guerre du mobile money en C\u00f4te d\u2019Ivoire vient d\u2019entrer dans une zone de turbulences in\u00e9dite. Alors que la BCEAO d\u00e9ploie \u00e0 marche forc\u00e9e son syst\u00e8me de paiement instantan\u00e9 interbancaire (PI-SPI) pour interconnecter enfin Orange Money, MTN MoMo, Moov et les banques, un acteur majeur fait de la r\u00e9sistance : Wave Pourtant, avec…<\/p>\n","protected":false},"author":1,"featured_media":690,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-689","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"\nALERTE : Wave C\u00f4te d\u2019Ivoire dans le collimateur de la BCEAO ! 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